Our friend, Tammy Davenport, a guide for the About.com Dentistry section, wrote a post recently to remind us that it’s a good idea to use our dental insurance for individuals before the end of the year.  If you’re lucky enough to have an affordable dental insurance plan (sadly 100+ million Americans don’t), then you’ll appreciate her post entitled “5 Reasons to use Your Dental Insurance Before the End of the Year.”

5 Reasons

In short, the reasons she states for using your dental insurance before the end of the year are as follows:

• Yearly Maximum – unused benefits do not typically rollover, so you should try to meet your annual maximum if possible.
• Deductibles – This could increase next year, so using your insurance now will ensure that you’ve locked in the current deductible until the end of the year.
• Premiums – You’re paying your premiums right? Most people pay them through via employment benefits. Why not take advantage of your benefits? Besides, regular visits to the dentist(2x per year) is recommended. So, go.
• Dentist Fee Increases – This is no shocker, and is likely given the current state of the economy. Dentists may increase fees for services next year, so take advantage of their current fees before the end of the year.
• Dental Problems Could Worsen – You may not think you have any dental problems right now, but unless you visit a dentist, you don’t know. Why take the chance that a possible condition right now could turn into something much more serious, and expensive, later?

To visit the original article written by Tammy Davenport, you can read it here: 5 Reasons to use Your Dental Insurance Before the End of the Year

Your Thoughts

Do you plan on using your dental insurance before the end of the year?

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